Financing
Make Your Dream Affordable
We offer tools to help you get financing, value your trade, and see what rebates and promotions are available. Our goal is to make the boat-buying process as smooth as possible.
Apply for Financing
We offer financing through our trusted financial partners at Priority One. Get pre-qualified for a boat loan with competitive rates and flexible terms designed for the marine market.
Apply NowValue Your Trade
Have a boat you'd like to trade in? Get your boat's trade-in value using our embedded tool from NADA Guides. Know your boat's worth before you visit.
Get Trade ValueRebates & Promotions
Our manufacturers often run valuable rebates and promotions, and we'd like to pass those savings onto you! View all available deals from Grady-White, Robalo, Chaparral, and Yamaha.
View PromotionsBoat Loan Calculator
Estimate your monthly boat payment before you apply. Adjust purchase price, down payment, APR, and loan term to find a payment that fits your budget.
Calculate PaymentWhy Finance Through Fish Tale
We've partnered with the marine industry's most trusted lenders to ensure you get the best rates and terms available.
Trusted Partners
Priority One Financial Services has specialized in marine lending for over 25 years with industry-leading rates.
Quick Approval
Most pre-qualification decisions come back within minutes, so you can focus on finding your perfect boat.
Flexible Terms
Loan terms from 10 to 20 years with competitive fixed rates. We'll help you find the payment that fits your budget.
Common Questions
What credit score do I need to finance a boat?
Our lending partners work with a wide range of credit profiles. While stronger credit scores typically get the best rates, we have options available for most buyers. The best way to find out is to apply for pre-qualification, which does not affect your credit score.
How much should I put down on a boat?
Typical down payments range from 10-20% of the purchase price. A larger down payment can help you secure a lower interest rate and reduce your monthly payment. Trade-ins can also be applied toward your down payment.
How long does the financing process take?
Most pre-qualification decisions come back within minutes. Once you've selected your boat and completed the full application, final approval typically takes 1-3 business days. Our finance team guides you through every step.
Can I trade in my current boat?
Absolutely! We accept trade-ins on all boat purchases. Use our NADA Guides tool to get an estimate of your current boat's value, then visit us for a final trade-in assessment.
Ready to Find Your Dream Boat?
Visit one of our three Southwest Florida locations for a personal consultation and sea trial. Our team is standing by to help you make the best decision for your family.